Nicosia, Cyprus. The annual growth rate of deposits reached 6.50 per cent and that of loans rose to 10.70 per cent in December 2025, according to data released by the Central Bank of Cyprus (CBC). The figures were published in the CBC’s Monetary and Financial Statistics January 2026 edition.
Deposits
Total deposits in December 2025 recorded a net increase of €877.10 million, compared with a net increase of €330.80 million in November 2025. The Central Bank said the size of the increase in deposits in December 2025 was influenced by seasonal factors.
The annual rate of change in total deposits stood at 6.50 per cent, compared with 6.70 per cent in November 2025. The outstanding balance of total deposits in December 2025 reached €58.70 billion.
Deposits by Cyprus residents increased by €948.30 million during the month. Household deposits rose by €622.30 million, while deposits by non-financial corporations increased by €51.20 million. Deposits from other domestic sectors recorded a combined increase of €274.80 million.
Loans
Total loans in December 2025 registered a net increase of €587.20 million, compared with a net increase of €71.50 million in November 2025.
What do you expect to be the main factor influencing deposit and loan growth in the coming months?