San Francisco, United States. Visa has announced a strategic collaboration with OpenAI to facilitate secure payments in agentic commerce. The companies said the initiative will use Visa’s global payment network and security infrastructure to support seamless transactions across OpenAI platforms.
Announcement at Visa Payments Forum
The announcement was made during the Visa Payments Forum in San Francisco, where the companies outlined plans for the partnership.
The initiative is part of the Visa Intelligent Commerce programme, which is intended to extend secure payment capabilities into digital environments as artificial intelligence becomes a primary interface for human interaction.
Payment and security integration
Under the partnership, Visa will integrate its tokenisation and risk capabilities into OpenAI experiences, giving developers and merchants a streamlined way to accept payments initiated by AI agents.
The transactions are designed to function within defined user permissions, policies and controls, including pre-set spending limits, specific merchant categories and required approvals.
To support consumer protection, the system will use tokenised Visa credentials together with real-time authorisation and fraud monitoring to maintain security standards during automated workflows.
Enterprise applications
The companies said they will also explore enterprise applications, including developer-focused experiences powered by Codex and more advanced conversational workflows.
Company statements
“AI will transform commerce more profoundly than the internet or mobile technology ever did,” said Sevi Vassileva, General Manager of Visa for Greece, Cyprus, Malta, and Israel.
“As AI agents become active participants in the economy, Visa’s focus is to ensure transactions are trusted, secure and seamless and that is the infrastructure we are building with partners like OpenAI,” Vassileva added.
“Commerce is going to happen in many more places and in many more ways than it does today, and agents will play an increasingly important role in helping people complete tasks that involve money, from purchases and payments to more complex transactions,” said Marco Mahrus, Head of Partnerships, Commerce at OpenAI.