Nicosia, Cyprus. Cyprus household financial assets rose to €63 billion at the end of September 2025, with more than half held in cash, deposits and loans, according to the Central Bank of Cyprus (CBC).
Household asset composition
The CBC said 53 per cent of household financial assets consisted of cash, deposits and loans at the end of September 2025. The remaining composition showed 3 per cent in debt securities, 26 per cent in shares and 18 per cent in other financial instruments.
Household debt levels
The CBC reported household debt at €19.9 billion at the end of September 2025, corresponding to 55 per cent of gross domestic product. The household debt-to-GDP ratio was unchanged compared with the previous quarter, while the CBC said it has fallen by around 62 per cent since December 2016.
Non-financial corporations: assets and debt
The CBC said financial assets of non-financial corporations reached €75.0 billion at the end of September 2025. Of this total, 21 per cent was held in cash and deposits, 6 per cent in loans, 0.6 per cent in debt securities, 39 per cent in shares and 33 per cent in other financial instruments.
The central bank said debt of the non-financial corporate sector stood at €39.8 billion at the end of September 2025, placing the corporate debt-to-GDP ratio at 111 per cent, a marginal decline compared with the previous quarter.
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