Nicosia, Cyprus. The value of loans managed outside Cyprus’ banking system increased by €256 million in the first quarter of 2026, according to figures released this week by the Central Bank of Cyprus. The rise was driven mainly by higher household and business loan balances.
Overall loan balances
The Central Bank of Cyprus said the contractual balance of all loans managed by Credit Acquiring Companies and Credit Servicing Companies reached €19.61 billion as of March 31, 2026. This represented an increase of 1.3 per cent from €19.35 billion at the end of 2025.
Household loans
The increase was mainly attributed to a €131 million rise in household loans. Household loans under management totalled €9.67 billion, of which €662 million were performing and €9.01 billion were non-performing.
These loans were linked to a total of 55,044 households.
Loans to non-financial corporations
Loans to non-financial corporations increased by €118 million and amounted to €9.24 billion. Of that total, €403 million were performing loans and €8.83 billion were non-performing loans.
These exposures related to 9,261 non-financial corporations, according to the central bank.
Performance trends by category
Compared with the end of December 2025, non-performing loans increased for both households and non-financial corporations, while performing loans declined in both categories.
By contrast, the category covering other financial corporations recorded an improvement. Performing loans in that category increased to €15 million from €6 million at the end of 2025, while non-performing loans edged down to €689 million from €691 million.
