Brussels, Belgium. European financial technology provider payabl. has launched Tap to pay, a solution that allows businesses to accept contactless payments directly via smartphones without dedicated hardware.
Smartphones enabled as payment terminals
The company said the new offering transforms smartphones into secure card terminals, enabling merchants to accept contactless card payments on the move using NFC-enabled Android devices.
Target users and intended use cases
The SoftPOS solution is designed primarily for micro and SME businesses, allowing them to accept payments quickly and efficiently at events, temporary retail locations, or while operating delivery services.
Company comments on merchant operations
“Payments should adapt to the way merchants operate, not the other way around,” said payabl. Group CEO Ugne Buraciene. “Tap to pay gives businesses a simple way to accept in-person payments using the devices they already rely on every day, whether that’s in-store or out on the move,” she added.
Integration with payabl.one
Buraciene said that combined with payabl.one, merchants can see and manage both online and in-store transactions in one place, providing visibility and control over money flow. The company said the integration allows unified access to payments, payouts, and settlement status, simplifying reconciliation and performance monitoring.
Activation and transaction features
payabl. said businesses can begin accepting in-person payments immediately after downloading and activating the application, without needing to purchase or wait for traditional payment terminals. The solution supports PIN entry and e-receipts, and includes transaction types such as sales, refunds, reversals and tips.
Early adoption
The company said early adoption has shown benefits, citing retail fragrance store Nafais, which implemented the solution days before the official launch.
Would your business consider accepting contactless payments using an NFC-enabled Android smartphone instead of a dedicated terminal?
